Banking & Financial Services in El Calafate
Everything you need to know about banking & financial services as an expat in El Calafate. Locations, tips, costs, and local insights.
Overview
Opening bank accounts, accessing financial services, and managing money as an expat in Argentina.
Traditional banks require DNI and proof of address. Fintech options available with just passport. Banking hours typically 10am-3pm weekdays.
Recommended Providers
Banco Galicia
Large network, expat-friendly
Banco Santander Río
International connections
BBVA Argentina
Digital platform in Spanish
Ualá
Fintech - open with passport only
Mercado Pago
Popular digital wallet
Naranja X
Digital bank, easy signup
Tips for Expats
- Start with fintech (Ualá/Naranja X) while waiting for DNI
- Bring utility bill for proof of address
- Spanish-only service at most banks
- Keep dollars for best exchange rates
- Multiple accounts recommended for flexibility
Costs
Most accounts free; some have monthly fees $2-10 USD
Documents Needed
- DNI (for traditional banks) or Passport (for fintech)
- Proof of address (utility bill, rental contract)
- CUIT/CUIL number (can obtain at ANSES)
Frequently Asked Questions
Can I open an account without DNI?
Yes, using fintech apps like Ualá, Mercado Pago, or Naranja X. Traditional banks require DNI.
How do I exchange money?
Use Western Union for best rates, or 'cuevas' (exchange houses) for cash. Avoid official bank rates.